Employers are also feeling the pinch and more companies are dropping medical cover or reducing the benefits packages, and introducing wellness programs with teeth. This combination is placing a growing burden on taxpayers who fund Medicaid and the Children’s Health Insurance Program. Why is this happening? Well, let’s come down to a short list. […]
Term life insurance is a simple way of protecting your dependents when you die. You pay a premium. If you die within the nominated term, the insurance company pays out. So what do you need to think about? Well, life policies are offered everywhere as part of your credit card or loan packages, […]
Insurance is a contract between you and the insurance company. Like all contracts, it’s give and take. That’s what makes a good bargain. In this case, we’re talking about an auto insurance policy. So, in return for the premium, you’re asking the insurer to pay whatever costs arise from the traffic accidents you get into. […]